McGowan Insurance Group - ConstructionThe construction industry poses a unique set of challenges from equipment and contract requirements to errors and omissions (E&O) coverage.

Contracts requiring additional insured, waiver of subrogation and primary non-contributory language is now standard. We focus on implementing an effective risk transfer process to minimize liability.

Research shows errors and omissions (E&O) and pollution claims against contractors are on the rise. From simple installation to the release of contaminants into the environment, contractors are being held to higher performance standards.

A few examples of contractors we insure are:

  • Excavation
  • Mechanical
  • Paving
  • Landscaping
  • Commercial & Residential Builders
  • General / Paper
  • Concrete
  • Water & Sewer
  • Pipeline
  • Trade
  • Sand & Gravel
  • Trucking

Types of coverage to consider within the construction industry:

  • General Liability
  • Property
  • Equipment
  • Automobile
  • Workers Compensation
  • Umbrella
  • Contractor’s Errors & Omissions
  • Pollution Liability
  • Bonds
  • Group Health